First Home Buyers - April 1st How to Cut Your Mortgage Interest Rate As the cost of living soars, every little saving most certainly counts. The Government’s temporary relief measure on fuel taxes will help many struggling with household bills, but it’s impossible to know how long the …
Home Loans - December 16th Cashed Up? Canstar Reveals How to Spend Wisely Lockdown was brutal but, on the upside, it gave us a chance to save some cash. With the ability to spend on ‘want to have’ rather than ‘need to have’ items slashed, many Kiwis will …
Home Loans - September 8th Rate rises are on hold. But how should you fix your mortgage? The Reserve Bank’s decision to pause an Official Cash Rate rise leaves homeowners with a dilemma. The rapid escalation to a level-4 lockdown delayed this month’s seemingly inevitable rise, but odds are still on a …
Banking & Insurance - July 21st Could Savings be (Nearly) Back in Vogue? During this era of low interest rates, savings have been – to be blunt – a near waste of time. As the Official Cash Rate dropped, so did mortgage rates, deposit rates, and any incentive …
KiwiSaver Funds - July 15th Are You in for an Effortless $100k KiwiSaver Windfall (and Could You Score More)? Are you one of the many Kiwis about to land a huge chunk of change, without doing a thing? We are not kidding. Nearly 400,000 of us are about to land an effortless financial windfall. …
Banking & Insurance - October 27th Opinion: The Truth About Pay Later vs Credit Cards Living in a pandemic has changed the way we live, work, play – and spend. After two COVID-19 lockdowns, New Zealanders’ lifestyles have changed in ways we could never have imagined only six months ago. We're …
KiwiSaver Funds - October 13th Should I Switch my KiwiSaver Provider? “Should I switch provider?” is a question to ask yourself every year. If you do switch every year, however, you’re almost certainly making a mistake. It’s a bit like DIY. Measure twice - or even …
First Home Buyers - October 4th Opinion: Will Simplicity’s surprise move shift the mortgage market? This week, KiwiSaver provider Simplicity launched its home loan offer, signalling an intent to tackle the big banks for first home buyer business. The move - which is dramatic but perfectly fits the brand’s challenger status …
KiwiSaver Funds - September 30th Opinion: KiwiSaver investors eye up fund performance Canstar’s research into New Zealand’s KiwiSaver schemes reveals some intriguing insights into the market. In recent years, providers have come under intense pressure to lower fees, and our research shows they are doing exactly that. Our …
Everyday Accounts - July 15th How to get fee-free banking Sometimes all it requires is a bit of fact finding and/or negotiation with your bank. Don’t be afraid to ask. The bank can only say “no”. Compare transaction accounts here The most straightforward ways to get fee …