Accuro Health Insurance

When faced with serious illness, the cost of medical care can compound an already stressful situation – exactly the reason thousands of New Zealanders invest in health insurance cover. Here, Canstar reviews how Accuro Health Insurance’s policies stack up against the competition.

What health insurance policies does Accuro offer?

Accuro offers health insurance policies for:

NZ Citizens and residents
Work visa holders
Kids only cover

Check out the link below to see how this compares against other insurers.

Compare Health Insurance with Canstar

Accuro’s citizens and residents policies:

Accuro offers two policies for citizens and residents:

SmartCare

General surgery ($300k p.a.)
Major diagnostic procedures ($300k p.a.)
Oral surgery ($300k p.a.)
Private hospital medical admission ($200k p.a.)

Cover while in Australia
Funeral support grant ($2500)
Healthy check loyalty benefit ($150 every 3 years)
Bowel screening loyalty benefit

SmartCare+

General surgery ($500k p.a.)
Major diagnostic procedures ($500k p.a.)
Oral surgery ($300k p.a.)
Private hospital medical admission ($300k p.a.)
Non-PHARMC subsidised drugs

Cover while in Australia
Funeral support grant ($10,00)
Healthy check loyalty benefit ($150 every 3 years)
Bowel screening loyalty benefit

Optional add-on plans include:

Specialist plan
Dental and optical plan
GP plan
Natural health plan

Accuro’s kids policy:

Accuro offers a KidSmart policy designed for children and babies:

KidSmart

General surgery ($500k p.a.)
Major diagnostic procedures ($500k p.a.)
Oral surgery ($300k p.a.)
Private or public hospital medical admission ($300k p.a.)
Non-PHARMC subsidised drugs

Optional add-on plans include:

Specialist plan

Accuro’s work visa policy:

Accuro offers a SmartStay policy for work-visa holders:

General surgery ($150k per claim)
Major diagnostic procedures
Oral surgery ($150k per claim)
Private hospital medical admission ($65k p.a.)

Minor surgery ($500 per claim)
Treatment outside NZ ($25k p.a.)
Add dependents

What isn’t covered by Accuro’s policies?

Similar to other health insurance providers, exclusions vary between each policy and centre largely around eligibility criteria for each level of cover.

What makes Accuro’s policies different?

Accuro’s kids and work visa policies are unique in New Zealand. It also offers a 14-day cooling-off period when you sign up, allowing you to cancel and receive a full refund if you change your mind.