First Home Buyers - September 8th Revealed: The Hidden Costs of Buying a Home If you’re new to the house buying game, you can be forgiven for thinking the only costs involved are the deposit and the mortgage. But unfortunately, there are hidden costs of buying a home that …
Home Loans - May 8th What to do if You Have Less Than a 20% Deposit for a House Up until recently, one of the biggest hurdles for those with a small deposit was the Reserve Bank of New Zealand's (RBNZ) loan-to-value ratio (LVR) restrictions. An LVR represents how much deposit you have against the …
Credit Cards - April 29th Is it Better to Use PayPal or a Credit Card for Online Purchases? Handing over payment information online can sometimes be risky. There are often major concerns around cyber security and theft of private details or money. With more transactions being made online every year, the question often …
Credit Cards - February 23rd Applying for a credit card: how do I get approved? Common questions about the credit card application process Do I need a good credit rating to get approved for a credit card? Which credit card should I apply for? How do I apply for a …
Car Insurance - February 18th Insurance one-stop shops are not for everyone You know how health hubs are becoming more popular? You've got a dentist, doctor, pharmacy and physiotherapist in one convenient location? You can think of bundling your financial products a little like that. Having your …
Credit Cards - February 17th Avoiding credit score ‘black marks’ from credit cards A credit score, or credit rating, is one of the most important factors in your financial life. A credit history report allows lenders to do a credit rating check on your financial fitness, before giving …
Credit Cards - February 17th It takes two, baby … why a joint credit card requires careful thought First things first, what is a joint credit card and how does it work? Theoretically, there are actually two ways you can share a credit card. However, the permissions and responsibility of debt vary, depending on …
Car Insurance - February 12th Young Drivers: What Do They Mean for Car Insurance? Inexperience and poor decision making are major contributors to younger drivers having a greater likelihood of a car crash. Alarmingly, New Zealand has the second highest death rate in the 15-24 age group, out of …
Car Insurance - February 6th Read the fine print on insurance for modified cars In many of our car insurance guides, we've listed things that will make it more difficult to get car insurance. Modifying your vehicle is definitely right up there. So, we wanted to look at your options if …
First Home Buyers - February 3rd For first home buyers, a stress-free settlement is all in the preparation Depending on what headspace you're in, waiting to sign the final paperwork for your first home can feel like it's moving at lightening speed, or at a snail's pace. The good news is, once you've …
