Personal Loans - April 16th How to get a loan with bad credit Co-author: Ellie McLachlan When considering your application to take out a personal loan, lenders will consider the deposit amount and your eligibility based on things like your credit history, income, debts, age and financial stability. They do …
Personal Loans - April 16th Should I get a personal loan? Co-author: Jessica Bailey, founder of Australian fintech Debt to 10k This article originally appeared on our Australian site, Canstar.com.au Jessica Bailey, founder of Australian fintech Debt To 10k, shares some traits and skills you should consider before making …
Personal Loans - April 12th How to borrow money from your bank Co-author: Christine Thelander Here is a brief rundown of your main borrowing options. Getting a personal loan Generally, we define a personal loan as a loan taken out with a financial institution and which has a defined monthly …
Personal Loans - April 12th How to choose a debt consolidation loan and avoid paying too much Co-author: Simon Downes Kiwis suffering from a summer holiday debt hangover are turning to personal loans in a bid to get their finances back on track. At the start of every new year in January and …
Personal Loans - March 26th What is a personal loan? Co-author: William Jolly We've broken down the basics of personal loans, so that you'll be able to make the best choice for your situation. What is a personal loan? Personal loans are fairly straightforward financial products. A personal …
Credit Cards - March 21st Credit Cards with no annual fees Co-author: William Jolly Of the various credit card fees you can potentially get charged, the annual fee is one of the most common and can also be one of the biggest. Choosing a credit card without an annual fee …
Credit Cards - March 18th What is a credit report? Co-author: TJ Ryan Your credit report is a vital part of understanding your credit health. A credit history report summarises your payment history including payments for credit cards, mortgages, car finance, hire purchases and more. A credit history …
Home Loans - March 18th Common causes of mortgage default Co-author: TJ Ryan Kiwis are taking on more debt than ever before. According to the Reserve Bank of New Zealand, in 1988, the average household had around $16,000 in debt and an income of around $35,000 – …
Home Loans - March 12th Is it safe to get a mortgage with a small lender? Co-author: TJ Ryan Last time you went to open a new savings account, or had to visit a branch in person, did you wonder what other financial institutions are out there? Turns out, the big banks aren't …
Home Loans - March 7th What does ‘subject to finance’ mean? Co-authors: TJ Ryan and Regina Collins Before entering into a contract to purchase real estate, the buyer must get their finances approved by a lender. If the buyer hasn't obtained home loan pre-approval, this involves applying for …
