First Home Buyers - June 30th What If I Change My Mind About Buying A House? When can you change your mind about buying a house? Prospective buyers can change their mind about buying a house any time before settlement. But the consequences of this are different, depending on when you make …
Personal Loans - April 16th How to get a loan with bad credit Co-author: Ellie McLachlan When considering your application to take out a personal loan, lenders will consider the deposit amount and your eligibility based on things like your credit history, income, debts, age and financial stability. They do …
Personal Loans - April 12th How to borrow money from your bank Co-author: Christine Thelander Here is a brief rundown of your main borrowing options. Getting a personal loan Generally, we define a personal loan as a loan taken out with a financial institution and which has a defined monthly …
Personal Loans - March 26th What is a personal loan? Co-author: William Jolly We've broken down the basics of personal loans, so that you'll be able to make the best choice for your situation. What is a personal loan? Personal loans are fairly straightforward financial products. A personal …
Credit Cards - March 21st Credit Cards with no annual fees Co-author: William Jolly Of the various credit card fees you can potentially get charged, the annual fee is one of the most common and can also be one of the biggest. Choosing a credit card without an annual fee …
Home Loans - March 18th Common causes of mortgage default Co-author: TJ Ryan Kiwis are taking on more debt than ever before. According to the Reserve Bank of New Zealand, in 1988, the average household had around $16,000 in debt and an income of around $35,000 – …
Home Loans - March 12th Is it safe to get a mortgage with a small lender? Co-author: TJ Ryan Last time you went to open a new savings account, or had to visit a branch in person, did you wonder what other financial institutions are out there? Turns out, the big banks aren't …
Home Loans - March 5th Foreign investment in New Zealand Co-author: James Hurwood The rules on foreign property investment in New Zealand are based on whether you're a part-time resident or not and what type of real estate you're planning on buying. New Zealand's foreign investment regulations were tightened …
Home Loans - February 27th Home loans from non-bank lenders Co-author: William Jolly With the cost of living creeping up and the property market ready to burst, it is more important than ever to spend the time to find the best home loan for your situation. Many …
Home Loans - February 25th What are the best house hunting websites on the market? Co-author: Regina Collins We've rounded up some of the most popular New Zealand real estate sites to help you through this process. Major real estate websites These sites are some of the most well-known and widely-used New Zealand …
