![CANSTAR 2016 – Bank of the Year – First Home Buyers](https://www.canstar.co.nz/wp-content/uploads/2016/06/Gold-2016-Bank-of-the-Year-First-Home-Buyers.png)
First Home Buyers Award 2016
![First Home Buyers Award 2016](https://www.canstar.co.nz/wp-content/uploads/2016/03/award-ribbon-06.png)
We rated 39 home loans for first home buyers from 9 institutions
Fixed vs. floating interest rates: when was the right time to fix?
Read more
![First Home Buyers Award 2016](https://www.canstar.co.nz/wp-content/uploads/2016/06/icon-insurance-24.png)
How Lenders' Mortgage Insurance (LMI) works, and who has to pay it.
Ways to avoid paying LMI
Help for first home buyers:
- Discounted loans
- KiwiSaver HomeStart Grant
- FirstHome Grant
- Welcome Home Loan
- Kainga Whenua Loan
![icon lending](https://www.canstar.co.nz/wp-content/uploads/2016/06/icon-lending.png)