Mortgage rates in Australia Here is an overview of the current average, minimum and maximum rates for owner-occupier home loans on our Australian database: Owner-Occupier Mortgage Rates Floating 1-Year Fixed 2-Year Fixed 3-Year Fixed 4-Year Fixed 5-Year Fixed Average 6.36% 5.80% 5.80% 5.90% 6.10% 6.17% Min 5.19% 5.39% 5.29% 5.39% 5.69% 5.74% Max 8.89% 6.99% 7.04% 6.99% 6.84% 7.34% Rate statistics, correct: March 01, 2026. …
