Home & Contents Insurance - May 6th Best Home Insurance for Units & Apartments: What to Consider House hunting is so emotionally fraught and expensive, arranging home insurance can become a secondary consideration. However, without insurance, no lender is going to agree to a mortgage. And if you’re looking for a unit …
Home Loans - May 1st Am I Too Old For A Home Loan in NZ? KEY POINTS: The closer you get to retirement age, the more difficult it becomes to gain approval for a mortgage. As a mature person, to improve your chances of securing a mortgage, you'll need to …
Home Loans - April 22nd Best Home Loans: Canstar’s Home Loan Awards It's always imperative to compare home loan lenders and mortgage products. Whether you're a first home buyer, a property investor, or a homeowner looking to refinance, you can potentially save thousands of dollars in fees …
First Home Buyers - April 10th How Does the OCR Affect Mortgage Rates? KEY POINTS: The RBNZ's Monetary Policy Committee meets seven times annually. At these meetings, the committee sets the OCR as part of the bank's job to keep inflation in check. The OCR is the rate …
First Home Buyers - April 3rd What is Lenders’ Mortgage Insurance and How Does it Work? Over the past two years, as house prices have cooled, the number of first home buyers (FHBs) entering the market has increased considerably. According to RBNZ mortgage figures, there were 28,774 new mortgages issued to …
First Home Buyers - April 1st How Much Can I Borrow to Buy a House? KEY POINTS: The size of your deposit and your income are key factors in determining how much you can borrow to buy a house. Personal expenditure, your saving history and debt levels are important, too. …
Home Loans - March 3rd How Much to Build a New House in NZ? How Much to Build a New House in NZ? In this article we cover: Median cost of buying an existing house in NZ Rising cost of building a new house We're building more, smaller homes …
Home Loans - February 3rd How Much Does Double Glazing Cost? If you want to make your home more energy-efficient, block out some external noise and, potentially, make your property more secure, you might like to know the cost of double-glazed windows? But how much does …
Home Loans - January 24th House Rental Prices New Zealand Finding a home to rent can be tough, and expensive. Competition can be fierce and the best homes get snapped up quickly. And if you're not familiar with a certain area, or if you're working …
Banking & Insurance - November 11th Mortgage Offset Accounts: How Do They Work? Key points: An offset account is an everyday transaction account linked to your home loan. If you maintain a sufficient balance, an offset account has the potential to help you save thousands of dollars …
