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MAS Home & Contents Insurance Review

Insurance can help alleviate the financial and emotional stress associated with the loss of assets. Canstar reviews MAS's levels of cover.

Written by
Bruce Pitchers's profile picture
Bruce PitchersNZ Editor
MAS insurance logo

Insurance can help alleviate the financial and emotional stress associated with the loss of assets. Canstar reviews MAS's levels of cover.

What's on offer from MAS insurance?

MAS offers a range of insurance products, including general property insurance, as well as life and income insurance and business insurance products.

MAS has separate policies for its home and contents insurance policies, but offers multi-policy discounts.

MAS is the current winner of Canstar's Most Satisfied Customers Home & Contents Insurance Award.

What's on offer from MAS's home insurance?

MAS's home insurance offers two levels of home insurance:

Area Replacement

Covers the repair or rebuild of a home should it be damaged or destroyed by:

  • Accidental damage
  • Crime and vandalism
  • Fire
  • Natural disaster

Also covers legal liability.

Agreed Value

Covers the repair or rebuild of a home, to sum insured, should it be damaged or destroyed by:

  • Accidental damage
  • Crime and vandalism
  • Fire
  • Natural disaster

Also covers legal liability.

Both policies offer:

  • Accidental death cover, up to $20,000
  • Alternative accommodation, up to $50,000
  • Glass claims don't affect no-claims bonus
  • Hidden gradual loss, up to $5000
  • Locks and keys, up to $2000 per event, and first claim doesn't affect no-claims bonus

What's on offer from MAS's contents insurance?

MAS's contents insurance covers:

  • Business-use items, up to $25,000 at home
  • Credit-card fraud, up to $2000
  • Cyber-bulling cover, up to $5000
  • Hidden gradual damage, up to $5000
  • Locks and keys
  • New for old replacement
  • Student cover away from home
  • Temporarily stored items
  • Transit cover, while moving home

About MAS Insurance

MAS is an insurance and investment company that was established over a century ago in New Zealand by doctors. As a mutual, MAS is owned by its customers.

It has a focus on working to the benefit all New Zealanders, and uses some of its revenue to support the MAS Foundation, which funds health and wellbeing initiatives across the motu.

NB: This is only a summary of key benefits. Application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please refer to the MAS website.

Bruce Pitchers's profile picture
Bruce PitchersNZ Editor

Bruce Pitchers is Canstar's NZ Editor. An experienced finance reporter, he has three decades’ experience as a journalist and has worked for major media companies in Australia, the UK and NZ, including ACP, Are Media, Bauer Media Group, Fairfax, Pacific Magazines, News Corp and TVNZ. As a freelancer, he has worked for The Australian Financial Review, the NZ Financial Markets Authority and major banks and investment companies on both sides of the Tasman.
In his role at Canstar, he has been a regular commentator in the NZ media, including on the Driven, Stuff and One Roof websites, the NZ Herald, Radio NZ, and Newstalk ZB.
Away from Canstar, Bruce creates puzzles for magazines including Woman’s Day and New Idea. He is also the co-author of the murder-mystery puzzle book 5 Minute Murder.