What health insurance policies does AIA offer
AIA offers two health insurance policies:
- Private Health
- Cancer Care
What's covered by AIA's Private Health policy?
AIA Private Health provides comprehensive cover for a wide range of medical conditions, covering costs like specialist consultations, diagnostic imaging and testing, hospitalisation and surgeries.
Policy details:
- Unlimited surgery claims
- $500,000 limit for cancer treatments
- Cover for non-Pharmac subsidised Medsafe indicated cancer chemotherapy drugs
- $500,000 for medical hospitalisation
- $200,000 for major diagnostic imaging and tests.
As an optional benefit, you can upgrade to AIA's Private Health Plus policy, which adds:
- An additional $100,000 for diagnostic imaging and tests that are not related to treatment or surgery
- Up to $1500 to help cover pregnancy, maternity and infertility costs
- Health screening allowance, including, but not limited to, bone, bowel, breast, heart and skin screening
What's covered by AIA's Cancer Care policy?
AIA Cancer Care is specialised health insurance that helps cover costs for cancer diagnosis, treatment and recovery.
Policy details:
- Unlimited cancer surgery claims
- $500,000 limit for cancer treatments
- Cover for non-Pharmac subsidised Medsafe indicated cancer chemotherapy drugs
- Cancer health screening
What isn't covered by AIA's health insurance policies?
Similar to other health insurance providers, exclusions vary between each policy, and centre largely around eligibility criteria for each level of cover.
For full cover details, check AIA's policy documents.
What makes AIA health insurance different?
AIA's health insurance policies provide the option to get exactly the care that you want in whatever circumstances you find yourself. Not only does it provide cover for non-Pharmac subsidised cancer treatment, but it includes benefits such as:
- Option to receive treatment overseas
- Enhancement Pass Back ensures any future improvements to AIA health insurance policies are automatically applied to your cover
- Waiver of Premium (optional benefit): ensures that if you lose your job/income to disability, you can keep your health insurance policy without the need to pay any premiums
AIA Vitality
AIA Vitality is a science-backed health and wellbeing program that supports you every day to make healthier lifestyle choices.
It tracks and provides you with tools to improve your health levels, and offers rewards and discounts to keep you motivated along your fitness journey.
About AIA
AIA is one of the largest insurers in the world. With a history spanning more than 100 years, and over 40 years in New Zealand.
Check out the link below to see how AIA compares against other health insurers.

