First Home Buyers - May 23rd Help for First Home Buyers: What’s on Offer? First home buyers (FHBs) have got it tough. House prices remain sky-high, but all is not lost. There is some assistance available to FHBs. Canstar explores the First Home Loan and incentives on offer in NZ. Help …
First Home Buyers - April 3rd What is Non-Bank Mortgage Lending in New Zealand? All home loans are mortgages, but not all mortgages are issued by banks. Last year in New Zealand, around 1.6% of mortgages were issued by non-bank lenders. While that's not a huge amount, it's still …
First Home Buyers - April 2nd Squirrel’s Top Tips to Save Thousands on You Mortgage One of the not so awesome truths about homeownership is that over lifetime of your mortgage, on a typical New Zealand house, it’s not uncommon to fork out almost as much in interest payments as …
First Home Buyers - April 1st What are the Average Interest Rates on NZ Home Loans? Not all mortgages are created equal. Many variables affect the interest rates on offer. These include your choice of lender, the size of your deposit, and whether you're an investor, a first home buyer or …
First Home Buyers - March 12th How to Refinance a Mortgage What is refinancing a mortgage? Refinancing a mortgage means replacing a current home loan with a new one. Many people refinance to secure a lower interest rate, or to access the equity in their home to …
First Home Buyers - February 9th What Happens to Your Mortgage in a Divorce? What Happens to Your Mortgage in a Divorce? In this guide we cover: What happens to a home and mortgage during divorce? Buying out the other party - what's involved? What about income inequality? …
Banking & Insurance - January 25th Prenuptial Agreements: A Full Guide What is a prenuptial agreement? A prenuptial agreement, often known as a "prenup", is a legal contract entered into by a couple before they get married or enter into a civil partnership. This agreement outlines the …
First Home Buyers - January 10th Asbestos in a Home NZ: All You Need to Know Why is asbestos dangerous? Asbestos is a strong and heat-resistant material that was once used in buildings and products. But, breathing in tiny asbestos fibers can seriously harm your lungs and even cause cancer. That's why …
First Home Buyers - January 3rd First Home Buyers: How to Have a Stress-Free Settlement Depending on what headspace you're in, waiting to sign the final paperwork for your first home can feel like it's moving at lightning speed, or at a snail's pace. The good news is, once you've …
Banking & Insurance - November 23rd How To Reduce Mortgage Repayments Unfortunately, there's no secret formula to reducing the cost of a home loan. Three things affect the overall cost of a mortgage: Size of the loan Interest rate Mortgage term And there's only one surefire way …