First Home Buyers - May 23rd Help for First Home Buyers: What’s on Offer? First home buyers (FHBs) have got it tough. House prices remain sky-high, but all is not lost. There is some assistance available to FHBs. Canstar explores the First Home Loan and incentives on offer in NZ. Help …
First Home Buyers - April 3rd What is Non-Bank Mortgage Lending in New Zealand? All home loans are mortgages, but not all mortgages are issued by banks. Last year in New Zealand, around 1.6% of mortgages were issued by non-bank lenders. While that's not a huge amount, it's still …
First Home Buyers - April 2nd Squirrel’s Top Tips to Save Thousands on You Mortgage One of the not so awesome truths about homeownership is that over lifetime of your mortgage, on a typical New Zealand house, it’s not uncommon to fork out almost as much in interest payments as …
First Home Buyers - March 12th How to Refinance a Mortgage What is refinancing a mortgage? Refinancing a mortgage means replacing a current home loan with a new one. Many people refinance to secure a lower interest rate, or to access the equity in their home to …
First Home Buyers - February 9th What Happens to Your Mortgage in a Divorce? What Happens to Your Mortgage in a Divorce? In this guide we cover: What happens to a home and mortgage during divorce? Buying out the other party - what's involved? What about income inequality? …
Banking & Insurance - January 25th Prenuptial Agreements: A Full Guide What is a prenuptial agreement? A prenuptial agreement, often known as a "prenup", is a legal contract entered into by a couple before they get married or enter into a civil partnership. This agreement outlines the …
First Home Buyers - January 10th Asbestos in a Home NZ: All You Need to Know Why is asbestos dangerous? Asbestos is a strong and heat-resistant material that was once used in buildings and products. But, breathing in tiny asbestos fibers can seriously harm your lungs and even cause cancer. That's why …
First Home Buyers - January 3rd First Home Buyers: How to Have a Stress-Free Settlement Depending on what headspace you're in, waiting to sign the final paperwork for your first home can feel like it's moving at lightning speed, or at a snail's pace. The good news is, once you've …
Banking & Insurance - November 23rd How To Reduce Mortgage Repayments Unfortunately, there's no secret formula to reducing the cost of a home loan. Three things affect the overall cost of a mortgage: Size of the loan Interest rate Mortgage term And there's only one surefire way …
First Home Buyers - October 11th Essential House Inspection Checklist Between the time you inspect a property and make an offer and the time you settle and it becomes yours, there are a number of potential issues that can come up, and problems that might …