Finding the best car insurance isn’t always easy. Not only can it be hard to compare prices, but policies and deals change depending on details such as your age. For example, young drivers can expect to pay more for their insurance, as they are regarded as a higher risk.
However, once a driver hits 25, they can breath a sigh of relief. To make up for the impending quarter-life crisis, they get the benefit of cheaper car insurance.
So if you’ve just hit the big two-five, it could be time to review your car insurance. Or, even if you are in your late twenties, it’s always a good idea to review your car insurance annually, to ensure you’re getting the best deal.
So, which insurer provides the best car insurance for drivers aged 25-29?
Best car insurance: drivers aged 25-29
Each year, we release our car insurance awards, covering winners for Insurer of the Year, Outstanding Value, and Most Satisfied Customers. As part of our award results, you can view our Outstanding Value Star Ratings for different age groups, to help you find the best car insurance for you and your family. Below are our top-rated providers in the drivers aged 25-29 category. Click here to view our complete car insurance Star Ratings for all age groups.
Comprehensive Cover: Drivers 25-29
How to save on insurance
Some tips to help you get the best deal on car insurance include:
- Choose a higher excess – doing so means you’ll have to pay more when making a claim, but will bring down premiums
- Pay upfront – instead of paying monthly, you can pay for the whole year up front for a discount
- Shop around – compare providers to find which ones could be best for you. Then, get a few quotes from those providers to get the best price
- Keep your car secure – if you have a garage or secure off-street parking, your car is at less risk of break-ins. Which can bring down the price of insurance
- Drive safely – accidents or even road violations can impact your insurance. A clean driving history can get you better deals, and benefits like no claims bonuses
- Limit who can drive your car – excluding cover for young drivers can help you save on premiums
- Bundle your insurance – does your provider also have home and contents insurance? Bundling both can earn you a discount
- Insure your car for its market value – this means instead of insuring your car for a fixed price (agreed value) your car is insured for what it is worth at the time of any accident. Roughly, what the car would’ve sold for on Trade Me
- Choose your extras carefully – there are plenty of add-ons to be had. But if they come at an extra cost, make sure they’re worth it
- Buy online – most of us buy online anyway. But if you’re one of the few people going in-store to get your insurance, you’re probably paying more than you have to
About the author of this page
This report was written by Canstar’s Editor, Bruce Pitchers. Bruce has three decades’ experience as a journalist and has worked for major media companies in the UK and Australasia, including ACP, Bauer Media Group, Fairfax, Pacific Magazines, News Corp and TVNZ. Prior to Canstar, he worked as a freelancer, including for The Australian Financial Review, the NZ Financial Markets Authority, and for real estate companies on both sides of the Tasman.
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