Home Loan Borrowing Power Calculator

How much could you potentially borrow for your mortgage? Our home loan borrowing power calculator will show you what a financial institution may lend you, based on your income and expenses.

Please note that the values provided can only be taken as an estimate of the amount to be borrowed and does not take into account specific factors used by individual lenders in determining their own criteria.

Borrowing Power Calculator: How much can I borrow in a home loan?

The Canstar Borrowing Power Calculator calculates a hypothetical maximum loan amount that a borrower could apply for, based on the income and expenses entered into the calculator. This is called your borrowing power.

Financial institutions in Australia are legally required to ensure that you have enough dispensable income available to make certain monthly repayments before they can offer you a home loan. How much you can borrow for a home loan depends on various factors such as your income, regular expenses, and number of dependents (children) you have to support.

More home loan calculators to help you work out your financial position

You may want to use Canstar’s home loan calculators when you’re doing your sums