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Canstar compares pet insurance policies and discovers how Southern Cross Pet Insurance stacks up against the competition.

What pet insurance policies does Southern Cross Pet Insurance offer?

Southern Cross Pet Insurance offers two options for cats and dogs: PetCare and AcciPet.

What's covered by the PetCare plan?

Comprehensive insurance covering sickness and accidental injury up to $15,000 per year, and $25 towards a vaccination or check-up.

  • Covers: accidental injury, illness, inherited conditions, vaccinations and check-ups
  • Four annual limit levels: $2500, $5000, $10,000, $15,000
  • Optional dental-care and everyday treatment cover add-ons

What's covered by the AcciPet plan?

  • Cover only for accidental injury
  • Single annual limit level: $5000

Co-payment & excess options

  • Range of excess options: $100, $250 or $500
  • Range of co-payment options: 10%, 20% or 30%

What discounts does Southern Cross Pet Insurance offer?

If you're a Southern Cross member, you'll receive 2.5% off your base pet insurance premium. You can also earn a 2.5% discount for paying by direct debit, and a 5% discount for each additional pet insured.

Southern Cross Pet Insurance also offers six weeks free puppy and kitten cover T&Cs apply.

About Southern Cross Pet Insurance

Founded in 1982, Southern Cross Pet Insurance is now one of the country's most popular pet insurance companies, providing Kiwis with a range of cover and benefit limits. As supporters of Pet Refuge, Southern Cross Pet Insurance helps care for the wellbeing of New Zealand’s most vulnerable animals.

NB: This is only a summary of key benefits. For full details, exclusions and limitations, please refer to the Southern Cross Pet Insurance website.

Bruce Pitchers is Canstar's NZ Editor. An experienced finance reporter, he has three decades’ experience as a journalist and has worked for major media companies in Australia, the UK and NZ, including ACP, Are Media, Bauer Media Group, Fairfax, Pacific Magazines, News Corp and TVNZ. As a freelancer, he has worked for The Australian Financial Review, the NZ Financial Markets Authority and major banks and investment companies on both sides of the Tasman.
In his role at Canstar, he has been a regular commentator in the NZ media, including on the DrivenStuff and One Roof websites, the NZ Herald, Radio NZ, and Newstalk ZB.
Away from Canstar, Bruce creates puzzles for magazines including Woman’s Day and New Idea. He is also the co-author of the murder-mystery puzzle book 5 Minute Murder.


Important Information

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