Credit Cards - December 18th Buy Now Regret Later: How AfterPay Can Hurt Your Credit Score Buy now pay later (BNPL) schemes might be a quick and easy route to retail heaven, but if misused, they can seriously damage your credit score. Over the past few years, BNPL schemes have done for …
Credit Cards - November 23rd How Long Does It Take to Fix a Poor Credit Score? What is a credit score and credit report? Your credit score is a number that reflects the financial history listed on your credit report. This includes times you’ve missed bill payments, made applications for credit, or …
Credit Cards - November 10th Personal Loans vs Credit Cards: What’s the Difference? If you’re planning to buy a big-ticket item, or want to do some work on your home, you might be considering using a credit card or taking out a personal loan. But which is better …
Credit Cards - November 6th Taking Charge: How to Reverse Unauthorised Credit Card Transactions We are increasingly a cashless society. According to the latest figures, card transactions are the most popular way for Kiwis to pay. Last year, we spent $92.9bn on our credit and debit cards. And September's …
Credit Card Rewards - October 30th How to Choose a Credit Card for Your Spending Habits How much do you put on your credit card each month? Do you put most purchases on your plastic, or do you keep it tucked away for big-ticket buys? These are all important questions to …
Banking & Insurance - October 27th Opinion: The Truth About Pay Later vs Credit Cards Living in a pandemic has changed the way we live, work, play – and spend. After two COVID-19 lockdowns, New Zealanders’ lifestyles have changed in ways we could never have imagined only six months ago. We're …
Banking & Insurance - September 30th Top Online Banking Mistakes: How to Avoid Them We rely extensively on online banking. Whether it's to check our balances on the go, pay bills or transfer money, websites and apps have created a new era of user-friendly banking. But what happens when …
Budgeting & Saving Money - August 24th 15 Finance Goals For Your 30s Your 30s are full of common rites of passage, think career changes, getting married, starting a family and buying a home. The financial decisions involved are often complex and costly. So it's important to develop …
Credit Card Rewards - August 14th American Express wins Most Satisfied Customers | Rewards Credit Cards 2020 In our increasingly cashless society, rewards credit cards are an essential daily convenience for most Kiwis. In Canstar’s latest credit card survey, 61% of respondents said they use their card for all their day-to-day purchases. Of …
Credit Cards - August 14th Top Credit Card Mistakes: The Dos and Don’ts! Each year, Canstar researches and rates the different credit cards on the market, to see how they stack up on fees, rates and benefits. This year, our expert researchers crunched the numbers across 12 providers, …