Travel Money Cards Awards

ANZ is the winner of Outstanding Value Travel Money Card Awards for two of its credit cards:

Low Rate Visa

• $0 annual fee
• $0 foreign transaction fee
• 13.90% p.a. purchase interest rate

Like our other low-cost credit card winners, ANZ's Low Rate Visa delivers value by converting overseas purchases at the base Visa rate, alongside no annual fees and a low purchase interest rate.

Airpoints Visa Platinum

• $150 annual fee
• $0 foreign transaction fee
• 20.95% p.a. purchase interest rate

ANZ's Airpoints Visa Platinum card offers complimentary airport lounge access and travel insurance that provides unlimited overseas medical and dental, evacuation, repatriation and cancellation cover, plus spouse and dependents coverage.

There is no minimum spend required to activate the travel insurance, which covers travellers up to age 90.

ASB is the winner of Outstanding Value Travel Money Card Awards across three of its credit cards:

Visa Flex

• $0 annual fee
• $0 foreign transaction fee
• Low 9.95% p.a. purchase interest rate

The ASB's Visa Flex has the lowest purchase interest rate among our low-cost winners, which could matter if a large travel expense needs to be paid off over a couple of months, rather than cleared immediately.

Visa Light

• $0 annual fee
• $0 foreign transaction fee
• 13.50% p.a. purchase interest rate

ASB's Visa Light offers the same overseas outcomes as ASB's Visa Flex card, however the Light card has more to offer when it comes to domestic card purchases. These benefits include a Smart Rate of 0% p.a. for six months for purchases $1000+, plus balance transfer eligibility. Although in return for these features, the Visa Light card does charge a higher interest rate.

Visa Platinum

• $125 annual fee
• $0 foreign transaction fee
• 19.95% p.a. purchase interest rate

ASB's Visa Platinum card offers complimentary travel insurance that provides unlimited overseas medical and dental, evacuation, repatriation and cancellation cover, plus spouse and dependents coverage.

Requires a $500 minimum purchase to activate and covers travellers up to age 75.

Westpac is the winner of an Outstanding Value Travel Money Card Award for its:

Fee Free Mastercard

• $0 annual fee
• $0 foreign transaction fee
• 12.90% p.a. purchase interest rate

Like our other low-cost credit card winners, Westpac's Fee Free Mastercard delivers value by converting overseas purchases at the base Mastercard rate, alongside no annual fees and a low purchase interest rate.

Revolut's travel money card is the winner of an Outstanding Value Travel Money Card Award.

Revolut offers:

• Unique travel money card products that offer multiple subscription tiers, including a free standard tier.
• Revolut's currency exchange rates are close to market rates, regardless of the tier of card you use.
• Cards on higher tiers do come with increased fees, but they can unlock additional benefits, such as travel insurance, lounge access and higher fee-free caps.

Wise's travel money card is the winner of an Outstanding Value Travel Money Card Award.

The Wise Travel Money Card was the standout debit money card in our research, due to its:

• Market-leading FX rates: it delivers a weighted average margin of approximately 0.59% across the six-currencies in our comparison basket, which is well within the 1% benchmark.
• No monthly fees, no inactivity fees, no closure fees, and ability to lock in favourable exchange rates in advance of travel.