Best Business Fuel Cards

Compare the business fuel card brands rated best by customers like you in Canstar's 2025 Most Satisfied Customers Business Fuel Cards Award.
MSC Small Business Fuel Cards Award 2025

Best-rated Small Business Fuel Cards in NZ

Rated brand
Overall Satisfaction
Z Card logo
5 Starsstarstarstarstarstar
BP logo
4 Starsstarstarstarstarstar
MSC Small Business Fuel Cards Award 2025

Most Satisfied Customers

The Z Business Fuel Card is rated the No.1 choice at the pump by NZ small businesses.

Z Business logo


About Canstar's Most Satisfied Customers Business Fuel Cards Award

Canstar's Most Satisfied Customers Business Fuel Cards Award reveals the fuel cards that delivers the best consumer satisfaction to its business customers.

We ask Kiwi business owners to rate their satisfaction with their choice of fuel cards by Overall Satisfaction, as well as important criteria such as Customer Service, Fees & Charges and Fuel Discounts.


Numbers crunched by Canstar's researchers:

  • 198 Customers Surveyed
  • 6 Brands Assessed
  • 3 Brands Shortlisted
  • 1 Award Winner

Read our methodology


The best business fuel cards in NZ

The brands rated are listed below in order of best overall satisfaction.

1. Z Business

Z Business logo

This is the third time that the Z Business Fuel Card has won our award, and it does so on the back of a perfect set of 5-Star ratings from its users across all our award categories.

Z Business fuel card offers:

Savings: At least a 9c per litre discount across all fuels.

Extensive network: Card can be used at over 550 sites, including Z, Caltex and Challenge stations.

Earn rewards: The Z Business fuel card offers 1 Airpoints Dollar per 100l.

Easy online account management: Detailed account history, odometer readings, direct feed into your Xero account, and manage cards and link them to personnel or vehicles.

Credit: Enjoy up to 40 days of free credit.


2. BP

BP Fuel Card offers:

Savings: At least a 9c per litre discount across all fuels.

Extensive network: Card can be used at over 400 sites across the country (including GAS and RD Petroleum stations), plus 80 high-flow diesel sites.

Easy online account management: BP Fuelcard Online gives you complete control of your account, including setting purchasing limits, custom reporting and ordering new cards.

Credit: Enjoy up to 41 days of free credit.


Other business fuel cards not rated by Canstar

Not all brands in the market qualify for our ratings (based on minimum survey sample size), but that doesn’t mean they’re not worth considering. Here's another fuel card to check out before you make a choice for your small business.

  • CardSmart
  • MobilCard

CardSmart

CardSmart is a fuel payment card that is accepted by all the biggest fuel companies in NZ: BP, Caltex, Challenge, GAS, Gull, Mobil, Waitomo and Z Energy. It allows users to monitor and control fuel purchases, offers 51 days' interest-free credit and is also accepted at some glass and tyre companies, including Pit Stop and Bridgestone.


MobilCard

MobilCard offers:

Extensive network: Can be used at over 330 sites across New Zealand.

Earn rewards: MobilCard offers in-store promotions.

Easy online account management: Detailed fuel management reports, and manage accounts in real time.

Credit: Enjoy up to 50 days of free credit.


Choosing the right fuel card for your business

Fuel prices are always a concern, and prices at the pump remain the biggest concern for those in our survey when it comes to rating their overall satisfaction with their choice of fuel card.

Fuel discounts are the No.1 factor for almost half (41%) of respondents, with Fees & Charges close behind, cited by a third (33%) of those in our survey.

Here's the full rundown of what the small business owners in our survey say are the main things they consider when rating their choice of fuel cards:

  • Fuel discounts: 41%
  • Customer service: 33%
  • Fees & charges: 13%
  • Account management: 11%
  • Number of petrol stations: 2%

FAQs about Canstar's Business Fuel Card Award


Bruce Pitchers, NZ Editor

Bruce Pitchers

Bruce Pitchers is Canstar's NZ Editor. An experienced finance reporter, he has three decades’ experience as a journalist and has worked for major media companies in Australia, the UK and NZ, including ACP, Are Media, Bauer Media Group, Fairfax, Pacific Magazines, News Corp and TVNZ. As a freelancer, he has worked for The Australian Financial Review, the NZ Financial Markets Authority and major banks and investment companies on both sides of the Tasman.
In his role at Canstar, he has been a regular commentator in the NZ media, including on the DrivenStuff and One Roof websites, the NZ Herald, Radio NZ, and Newstalk ZB.
Away from Canstar, Bruce creates puzzles for magazines including Woman’s Day and New Idea. He is also the co-author of the murder-mystery puzzle book 5 Minute Murder.



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