Outstanding Value Winner
Trade Me Insurance is a winner of one of Canstar's 2025 Outstanding Value Home & Contents Insurance Awards. Trade Me Insurance earns Canstar's accolade due to the great levels of cover offered by its home and contents insurance products and their competitive pricing. Click here for more information.
What’s on offer from Trade Me Insurance?
Trade Me offers competitive premiums across all its insurance products, including a 15% discount for Trade Me members.
It has one home policy and one contents policy.
What's on offer from Trade Me Insurance's home insurance?
Trade Me's home insurance includes:
- Liability protection up to $20m
- Sum insured plus 20% if home destroyed by fire
- $15,000 sustainability upgrade
- Cover of $25,000 for temporary accommodation
- One event, one excess
- $25,000 cover for retaining walls
- $20,000 house under minor alterations cover
- $2000 gradual damage cover
What's on offer from Trade Me Insurance's contents insurance?
Trade Me's contents insurance includes:
- Accidental loss or damage
- New for old replacement or repair your contents, up to policy limits and sum insured
- Accidental damage anywhere in NZ
- Cover for contents while moving home
- $1000 for mobile phones
- Jewellery up to $2500 per item
- Prescription glasses/contacts $5000 (reduced excess)
- Credit card/debit fraud: $1000
- Fatal injury: $5000
- Bodily injury: $100,000
- Home office: $5000
- $20m liability protection
- Cover of $25,000 for temporary accommodation
- One event, one excess
- Student cover: $5000
About Trade Me Insurance
Trade Me Insurance, launched in 2015, is the insurance arm of Trade Me. All of Trade Me's insurance policies are underwritten by Tower.