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Personal loans

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Important Information

Click here to view the Canstar Personal Loans Star Ratings Methodology. The Star Ratings in this table were awarded in December 2022. The current features, rates and fees are displayed and may be different to what was rated. The Star Rating shown is only one factor to take into account when considering a product.

The initial table display is sorted by Star Rating and then alphabetically by company.

Consider whether this general financial advice is right for your personal circumstances. You may need financial advice from a qualified adviser. Read our detailed disclosure here. The table above may not include all providers and may not compare all features relevant to you. Canstar is not providing a recommendation for your individual circumstances.

If you decide to apply for a credit product or loan, you will deal directly with a credit provider, and not with Canstar. Rates and product information should be confirmed with the relevant credit provider.

Before you elect to terminate or modify existing lending arrangements, we recommend that you consider all associated fees and application costs, as well as the timing and impact these changes could have on your wider financial arrangements and personal circumstances.

Canstar may earn a fee for referrals from its website tables, and from sponsorship (advertising) of certain products. Payment of sponsorship fees does not influence the star rating that Canstar awards to a sponsored product. Fees payable by product providers for referrals and sponsorship may vary between providers, website position, and revenue model. Sponsorship fees may be higher than referral fees. Sponsored products are clearly disclosed as such on website pages. They may appear in a number of areas of the website such as in comparison tables, on hub pages and in articles. Sponsored products may be displayed in a fixed position in a table, regardless of the product's rating, price or other attributes. The table position of a sponsored product does not indicate any ranking, rating or endorsement by Canstar. See How We Get Paid for further information.

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The material on this website is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Markets Conduct Act 2013. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. © Copyright 2023 Canstar New Zealand Ltd Reg. No. 3225469 (FSP200146) All rights reserved.