Caravan Insurance: What’s on Offer?

Caravan insurance provides financial cover for theft and accidental loss or damage to your caravan. Canstar explores what caravan insurance is available in New Zealand.

Car insurance covers your whole car, from the front bumper to the rear tow bar … but that’s where it stops. If you own a caravan, you’ll need to arrange separate caravan insurance to protect it from theft, fire or accidental damage.

It’s also worth noting that not all caravan policies offer contents cover as standard. So when comparing policies, you need to also factor in the amount of contents insurance offered by a policy, and any extra costs involved when purchasing separate contents cover.

Here’s an overview of the different caravan insurance providers and the products they offer in the New Zealand market:

Brand Name Online Claims Contents Cover Max Legal Liability Max Features
AA Insurance No $3000 $20 million
  • Multi-policy discount
  • Pay only one excess when claiming on multiple policies for a single event
  • Up to $500 towards temporary accommodation
AMI No Must be purchased as a policy extra $20 million
  • No claims bonus
  • Multi-policy discount
  • 15 day change-of-mind guarantee
Covi Yes $10,000 $10 million
  • Excess-free window cover
  • Modified vehicle cover
  • Up to $700 p/w for seven weeks for accommodation if your caravan is your permanent home
Star Insure Yes $3000 $20 million
  • 24/7 roadside and claims assistance
  • Extended contents insurance available
  • Glass cover automatically included
Tower No Must be purchased separately as an extra $25 million
  • $1000 road clearing cover
  • Pay only one excess when claiming on multiple policies for a single event

Information correct, as of 05/04/24.

Compare car insurance with Canstar

About the author of this page

This report was written by Canstar Content Producer, Caitlin Bingham. Caitlin is an experienced writer whose passion for creativity led her to study communication and journalism. She began her career freelancing as a content writer, before joining the Canstar team.

Enjoy reading this article?

You can like us on Facebook and get social, or sign up to receive more news like this straight to your inbox.

By subscribing you agree to the Canstar Privacy Policy

Share this article