Canstar researched, assessed and rated 16 business credit card products from six providers based on three credit card user profiles: low fee, low rate and rewards offered.
The size and performance of a business is likely to dictate what its financial needs are. For this reason, Canstar assessed the business credit card products based on the following credit card user profiles.
How do New Zealand’s business credit cards compare?
Canstar used the following profiles to assess the business credit cards.
- Low Rate
- Low Fee
Low Fee Business Credit Cards
Businesses that pay off credit card balances in full each month are likely to benefit more from a credit card which offers the lowest annual fee.
Below, you’ll find the business credit cards which received a 5-star rating with the most competitive account fees:
|BNZ||Business First Visa|
|ANZ||Visa Business Low Fee|
Low Rate Business Credit Cards
Finding a business credit card with the lowest interest rate can make the biggest impact for businesses that carry a revolving balance from month-to-month.
Below, you’ll find the business credit cards which received a 5-star rating with the most competitive interest rates:
|BNZ||Business First Lite Visa|
|ANZ||Visa Business Low Rate|
Rewards Business Credit Cards
Businesses that spend big but pay the balance of the card each month may look for a little something extra in terms of rewards. This could be in the form of cash-back or access to loyalty schemes.
Below you’ll find the business credit cards which earned a 5-star rating with the most satisfying rewards:
|BNZ||Advantage Visa Business – Cashback Option|
|Westpac||Airpoints Business Mastercard|
|ANZ||Visa Business Airpoints|
How does Canstar rate providers for business credit cards?
The 5-star rated products listed above offer outstanding value in terms of competitive interest rates, low account fees and outstanding value rewards programmes.
Read Canstar’s detailed star ratings methodology for more information about what makes a 5-star rated business credit card.
Discover more about the Business Credit Card Star Ratings, with Canstar’s latest report.