Credit Cards - January 28th AfterPay: The pros & cons of pay later schemes Co-author: Michelle Norton Pay later schemes allow you to pay off an item over several weeks, interest free. It’s being called “layby” for the 21st century and can be a godsend for some people, but also …
Travel Insurance - March 12th Travel Hacks: How to travel smart on a budget These days you can rent rooms in private houses, work overseas, hire other people’s cars, or make money from your house while you’re away. All at the touch of a smartphone button. Here are some …
Credit Cards - January 3rd New Years Resolution: How to stick to your money goals all year round Co-author: Michelle Norton In the lead-up to the New Year period, there is often a lot of talk around setting goals. A major theme is diet and exercise, but a desire to trim some of the …
KiwiSaver Funds - October 8th How to write a will to protect your KiwiSaver Co-author: Michelle Norton Alright, so talking about how to write a will is probably not top of the list for fun dinner conversations. But, before you say you don’t need one, have you thought about what …
Credit Cards - August 28th Smart vs dumb: What to do about your debt Sometimes, the lines between the two are blurred. Or, debt can be all of these things at different stages in your life. Whilst a comfortably off Kiwi on a good salary may look down on, “Friday night takeaway loans”, someone who just …
Home Loans - January 8th Making cents of 2016 A year is a long time and it’s widely appreciated that 2016 wasn’t one of humanity’s finest years. Here in New Zealand first home buyers, retirees living off interest, and consumer finance borrowers had bad …
First Home Buyers - October 26th KiwiSaver First Home Buyers Withdrawal: 12 Useful Steps The house hunt is stressful enough without finding out you missed a step on how to withdraw from KiwiSaver to buy a home, or that you don’t make the cut for a KiwiSaver first home …
Term Deposits - October 25th What is an automatic rollover & what does it mean for your term deposit? Term deposit customers who are on their toes can get the best returns for their money. Regardless of whether savers choose long-term deposit accounts – or something as short-term as a few months – it …
Finance News - October 18th Savings strategies when interest rates drop Co-author: Michelle Norton It’s not a nice scenario. You’ve saved up $100,000 or so over a lifetime of hard work. In the middle of 2008, your nest egg would have earned $8,500 in interest a year …
KiwiSaver Funds - October 12th How does KiwiSaver work? KiwiSaver could save your bacon when you retire. We’re still new at this retirement savings lark compared to our cousins over the ditch. But, if you save a small amount month in and month out …
