Credit Cards - January 13th How to control credit card spending & get out of debt Co-author: Olivia Fairhurst Credit card debt is easy to fall into; one minute you’re using it for stress-free shopping, the next you’re drowning in accumulated interest, unsure of how to start paying off debt. Spotting signs …
Credit Cards - November 1st Shopping for Christmas presents – without the debt Co-author: Michelle Norton Here are some useful tips to control debt when shopping for Christmas presents. Create a spending plan before shopping for Christmas presents Write a simple spending plan - AKA a budget - and stick to …
Credit Cards - September 3rd Are credit card rewards worth it? Merchandise, cash, frequent flyer points and “exclusive” offers: the rewards available, just for flashing the plastic, are extensive. But – are they worth it? The verdict: the rewards are there – particularly if you’re a …
Credit Cards - August 28th How to calculate what your credit card reward points are worth Are your credit card reward points giving you back as much as you’re spending to get them? There are so many credit card rewards programs on the market. How are consumers meant to keep up with …
Home Loans - June 21st What is a home loan redraw facility? When it comes to home loans, redraw facilities are a common offering. But – what actually is a redraw facility? Canstar explains. A redraw facility can be a complicated concept to wrap your head around, but may …
Savings Accounts - January 22nd Six ways to save money this year Co-author: Michelle Norton Just look at KiwiSavers: many otherwise non-savers have built up thousands of dollars in their accounts. A little bit each pay day soon adds up! Try these six serious savings tips: Savings tip 1: Dream …
Finance News - August 7th Term Deposits: Everything you need to know What is a term deposit and how does it work? A term deposit is a deposit held at a financial institution, bank, building society or credit union for a fixed amount of time, known as a …
Credit Cards - January 9th What is a Balance Transfer Credit Card? Co-Author: Michelle Norton Balance transfers can be very appealing when you aren’t making any headway paying off debt at your current credit card interest rate. Just make sure you read the fine print before you commit …
Term Deposits - August 16th Investment options: Fixed interest and where to start Putting your savings in the bank might be the go-to for many people, but it’s not everyone’s first choice out of the fixed interest investment options. They’d rather put their money elsewhere. That “elsewhere” in …
Credit Cards - December 12th Spending profile: Do you know which credit card profile you are? Constant Credit Do you struggle to pay off your credit card and carry over the debt from month to month? If so you’re not alone! It does mean though that the interest rate you pay on …
