Sovereign Health Insurance

When faced with serious illness, the cost of medical care can compound an already stressful situation – exactly the reason thousands of New Zealanders invest in health insurance cover. Here, Canstar assesses how Sovereign’s policies stack up against the competition in the health insurer market.

What Health Insurance Options Does Sovereign Offer?

Sovereign says, to keep it easy and simple, it offers two plans to meet individual or family needs. These are; Private Health Cover and; Private Health Plus.

Check out the link below to see how this compares against other insurers.

Compare Health Insurance with Canstar

What’s Covered by Sovereign’s Private Health Cover Policy?

Described as its standard health insurance plan, Sovereign’s Private Health Cover policy will cover the costs of private hospital care and surgery, cancer care and supporting diagnostic imaging when required.

What’s Covered by Sovereign’s Private Health Plus Policy?

Offering the benefits of its Private Health Cover policy, with additional access to specialist consultations and cover for diagnostic imaging and testing, Sovereign’s Health Plus policy also rewards customers with loyalty benefits for routine screening.

What’s Not Covered By Sovereign’s Health Insurance Policies?

Similar to other health insurance providers, exclusions vary between each policy and centre largely around eligibility criteria for each level of cover.

What Makes Sovereign’s Health Insurance Different?

Sovereign health insurance offers several differentiating features, including: cancer cover from diagnosis to treatment and recovery, coverage for medical treatment required overseas, annual premium credits should you choose to use the public health system as well as ongoing enhancements to Sovereign’s health insurance products.

About Sovereign 

With the aim of “protecting the lives, health and wealth of New Zealanders”, Sovereign has been in business as the country’s largest life insurer, and one of the New Zealand’s leading private health insurers for some 25 years.

Currently, the brand manages cover for more than 646,000 Kiwis and their families. Sovereign also offers business, mortgage and advisory services.

Written by: Katharina Charles | Last updated: July 25, 2019

Other Health Insurance from

NIB