New Zealand Home Loans (NZHL)

NZHL is a provider of home loans and insurance.

Loan Options: What NZHL home loans offer

Here’s a snapshot of NZHL’s variable home loans currently on offer for a loan amount of $350,000 in Auckland. Please note that this table is formulated based on paying both principal and interest and results are sorted by our star rating (highest to lowest). To compare other home loans, please click here.

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The inclusions below represent a selection of the features available with a standard variable rate home loan for an owner occupier. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Please ensure that you read the product disclosure statement (PDS) to determine all the current loan terms and conditions for the product you are considering.

Variable home loan features

  • Offset account available on selected loan products
  • Redraw facility available
  • Additional repayments allowed
  • No fee for early repayment
  • Online only lender with online applications
  • Repayments may be made weekly, fortnightly, or monthly

What types of home loans does NZHL offer?

At the time of writing, NZHL offers the following types of home loans:

  • Standard table home loan
  • Reducing/non-table home loan
  • Offset home loan
  • Interest-only home loan
  • Revolving credit home loan

Find out about how different types of home loans work here.

See our comparison tables for details of NZHL home loans:

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New Zealand Home Loans FAQs

Applying for a NZHL home loan is a simple process; just compare home loans on the Canstar website and then book an appointment with NZHL through their website.

Follow our applying for a home loan checklist, and use the Canstar website to compare NZHL home loans with other home loans before choosing a product that suits your needs:

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NZHL allows for additional and lump sum repayments on some of their home loans, but not all of them. Additionally, terms and conditions may apply when making additional repayments; contact NZHL for details.

NZHL offers redraw of surplus funds on several of its home loan products. Fees and charges may apply to use of a redraw facility; contact your lender for details or learn more about redraw facilities here.

If you’re in the market for a home loan, compare your home loan options with Canstar:

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NZHL was established in Hamilton in 1996, by its founders John Erkkila and Murray Ferguson, and was acquired by Kiwibank in 2012.

In August 2018 NZHL celebrated its 20,000th client, and at the time of writing claimed its clients were saving more than $41 million per year in interest costs.

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Written by: James Hurwood | Last updated: November 1, 2018