Diners Club Credit Cards

Diners Club is an international charge card provider, offering credit cards with exclusive benefits to New Zealand customers.

Notice to consumers: Diners Club NZ has announced that their credit card products will be discontinued in New Zealand as of January 1st 2019. Their credit card products are no longer available to new applicants, and existing cardholders have until 31st December 2018 to use their card and redeem Club Rewards.

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If you’re considering using a credit card from Diners Club, check out what products the company has to offer.

Types of Diners Club credit cards

Diners Club has two different credit cards available for you to choose from:

  1. New Zealand Golf Credit Card
  2. Diners Club Credit Card

Both cards receive all the benefits of being a Diners Club member. These include:

  • Free access to more than 500 airport lounges worldwide
  • Unique dining and travel offers thanks to Diners Club Privileges
  • Earn 1 Club Rewards point for every eligible dollar spent
  • 24/7 global access to the above benefits using the Diners Club Mobile App
  • Cash advances available at more than 1 million ATMs worldwide, including any Westpac bank in New Zealand

New Zealand Golf Credit Card

The New Zealand Golf credit card provides exclusive member benefits to golfers, including donations to your local club, plus all the benefits of being a Diners Club member. The card currently comes with no annual fee, making it a great discounted option for all Diners Club fans.

Key Features

    • Interest rate on purchases: 19.95% p.a.
    • Interest rate on cash advances: 21.95% p.a.
    • Annual fee: Waived
    • Club Rewards Membership: Free


  • Benefits:
  • NZ Golf receives a percentage of the spend on your card
  • Your golf club (if participating) receives $10 per new NZ Golf Credit Card opened, and 0.5% of your card spend

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Diners Club Credit Card

The classic Diners Club Credit Card offers you


    • Interest rate on purchases: 19.95% p.a.
    • Interest rate on cash advances: 21.95% p.a.
    • Interest-free period: Up to 44 days on purchases
    • Annual fee: $68
    • Club Rewards Membership: $15 every 6 months (Standard); $30 every six months (Double Points)
    • Benefits:

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Eligibility to apply for Diners Club credit cards

As Diners Club NZ has announced they are discontinuing their credit card products in New Zealand as of 1st January 2019, their products no longer have any eligibility requirements.

How to apply for a Diners Club credit card

Diners Club NZ is no longer accepting new applications for its credit card products.

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Diners Club credit card FAQs

You’ll need to activate your new credit card before you can start using it. After receiving your card, you can activate it online by logging into either online banking or the Diners Club mobile app, and following the prompts.

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Diners Club does not offer an online card management service at the time of writing. You can, however, pay your bill in several ways, including paying via online bank transfer or by setting up a direct debit, as well as receiving your monthly statement by email.

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When interest is charged

Interest is charged on purchases when you carry a balance on your Diners Club credit card, and is charged on cash advances from the date of withdrawal. Interest is calculated daily on your outstanding balance, and charged to you monthly on your regular statement.

When interest is not charged

Depending on which card you go for, up to 44 interest-free days apply to Diners Club credit card purchases, as long as you have paid the balance in full for the previous month’s statement and for the current month’s statement.

For more information about interest-free days, check out our article on how they work.

Your credit limit for your Diners Club Visa credit card will be determined based on the information you provide in your application, keeping in mind the minimum credit limits available for each card which are detailed above. If your credit history is good, you’ll likely be approved for a higher credit limit, and vice versa. Find out more about how credit limits are determined here.

Note that Diners Club NZ credit card accounts will be closed without exception on 1st January 2019.

However you can close your Diners Club credit card account before then by sending a written request to Diners Club. Your card balance will need to be repaid in full even after the card is closed, and you will continue to receive monthly statements until your card balance is fully repaid.

If you’re cancelling your credit card with Diners Club because you’re struggling financially, contact its financial hardship team to find a potential solution.

If you’re cancelling your credit card because you aren’t happy with it, then consider checking out what else is on the market by clicking the button below to compare credit cards using the Canstar website:

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Diners Club is an established provider in the charge card and credit card space, having started in 1950 with the world’s first multi-purpose charge card.

Diners Club is a part of the Citi group. As an elite provider of charge cards and other luxury services, Diners Club partners a number of distinctive events and organisations, most notably the Qatar Masters and the Diners Club International Pro-Am Classic golf tournaments. It is also the official sponsor of the World’s 50 Best Restaurants awards.

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Diners Club New Zealand - Charge Card

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Rewards $120,000 Annual Spend

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Written by: Sam Bloom | Last updated: October 12, 2018