Business Banking New Zealand - August 25th What small business needs from a bank With almost half a million small businesses in New Zealand, the fact is that the individuality of small business means there is no “one size fits all” banking solution. Nevertheless there are some common products …
First Home Buyers - June 2nd Speed bumps: Are they slowing things down? Housing loans seen to be high risk by the Reserve Bank – those where borrowing exceeds 80% of the property value, or 80% Loan-to-Value ratio) – have been limited in availability since October 2013. In a …
Agribusiness - May 20th Agricultural innovations over the past 100 years The way I look at this is that the world’s biggest challenge can also be a nation’s biggest opportunity. As a nation of over 4 million that feeds around 40 million, New Zealand is well …
Credit Cards - May 4th Interest rates on credit cards: What Yours? It seems that interest rates on credit cards remain high whether the Reserve Bank New Zealand (RBNZ) decreases or increases the official cash rate or not. This is in stark contrast with home loans and …
Online Banking Accounts - April 23rd Mobile Banking: The new addiction in banking Here in New Zealand we’re not lagging behind either, with New Zealand banking institutions reporting a hefty increase in activity in the online banking space. ANZ has told Canstar, for example, that mobile banking has …
Travel Insurance - April 2nd Get in early for extra travel insurance benefits The main benefit of organizing your travel insurance as early as possible is cancellation cover. This allows you to claim back your prepaid costs if you need to cancel your trip prior to leaving the …
Travel Insurance - March 16th Holiday Romance Not Just For The Young When you think of holiday flings, you always think of carefree young travellers casting destiny to the wind. You definitely do not immediately think of someone of your parents’ or grandparents’ ages! Statistics, however, tell another story …
Personal Loans - November 19th How to buy a car Ferrari, Maserati, Lamborghini, Bugatti – which one to choose? Buying your dream wheels is an exciting experience, no doubt all the more thrilling if you can afford one of these beauties. However, this time around, it’s …